WOODS TRAVEL GROUP
A cruise ship sailing on open water under a bright sky
Travel Insurance

Protect the trip you just booked.

Insurance is the least fun page on this site and one of the most important. Here’s the plain guidance first, then the names we recommend.

Woods Pick

VisitorsCoverage

Travel insurance for US travelers in 175+ countries — trip, medical and visitors coverage compared in one place, with plans you can buy online in minutes. This is where we send our own travelers first.

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Before You Buy

Three things worth knowing

Buy right after your first deposit

The strongest protections — including coverage for pre-existing conditions — often only apply when the policy is bought soon after your first trip payment.

Cancel-for-any-reason is an add-on

Standard policies cover listed reasons only. Cancel-for-any-reason coverage costs extra, must be added early, and typically refunds part — not all — of your trip cost.

Medical + cruise coverage matter most

Your home health plan may stop at the border. Medical coverage and evacuation protection — and cruise-specific protection for missed connections and itinerary changes — are where insurance earns its keep.

The Directory

The best names in the business

The sites we check ourselves, each best at something different. Start with our booking door above — then compare with the best.

Woods Pick

World Nomads

Built for independent travelers — cover a trip already underway and add activities as you go.

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Allianz Travel

One of the biggest names in travel insurance, with annual plans for frequent travelers.

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Travel Guard

AIG’s travel line — broad plans with strong assistance services.

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Woods Pick

InsureMyTrip

Compares policies from many insurers side by side, so you buy the fit — not the ad.

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SafetyWing

Subscription-style coverage built for nomads and long trips.

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IMG Global

International medical insurance for travelers, expats and mission trips.

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Listings are resources we recommend. Cards marked as our booking doors are partner links.